{"id":2925,"date":"2024-12-23T16:36:06","date_gmt":"2024-12-23T08:36:06","guid":{"rendered":"https:\/\/www.rayli.com.cn\/?p=2925"},"modified":"2024-12-23T16:36:06","modified_gmt":"2024-12-23T08:36:06","slug":"%e4%bf%9d%e9%99%a9%e4%b9%b0%e5%93%aa%e5%ae%b6%e5%a5%bd%ef%bc%9f%e9%a6%99%e6%b8%af%e4%bf%9d%e9%99%a9%e5%ae%8f%e5%88%a9%e7%a8%b3%e5%81%a5%e5%8f%91%e5%b1%95%ef%bc%8c%e7%ac%ac%e4%b8%89%e5%ad%a3%e5%ba%a6","status":"publish","type":"post","link":"https:\/\/www.rayli.com.cn\/2925.html","title":{"rendered":"\u4fdd\u9669\u4e70\u54ea\u5bb6\u597d\uff1f\u9999\u6e2f\u4fdd\u9669\u5b8f\u5229\u7a33\u5065\u53d1\u5c55\uff0c\u7b2c\u4e09\u5b63\u5ea6\u4e1a\u7ee9\u98de\u8dc3"},"content":{"rendered":"

\u8fd1\u5e74\u6765,\u9999\u6e2f\u4fdd\u9669\u6210\u4e3a\u8bb8\u591a\u5185\u5730\u5bb6\u5ead\u5065\u5eb7\u4fdd\u969c\u548c\u8d22\u52a1\u89c4\u5212\u4e2d\u7684\u91cd\u8981\u4e00\u73af\u3002\u800c\u5e02\u9762\u4e0a\u7684\u4fdd\u9669\u516c\u53f8\u4f17\u591a,\u4fdd\u9669\u4e70\u54ea\u5bb6\u597d,\u6210\u4e3a\u4e86\u5f88\u591a\u6d88\u8d39\u8005\u9762\u5bf9\u7684\u96be\u9898\u3002\u4f4d\u5217\u9999\u6e2f\u4fdd\u9669\u5341\u5927\u6392\u540d\u524d\u5217\u7684\u5b8f\u5229(Manulife),\u51ed\u501f\u60a0\u4e45\u5386\u53f2\u548c\u51fa\u8272\u7684\u4e1a\u7ee9\u8868\u73b0,\u5438\u5f15\u4e86\u4e0d\u5c11\u4eba\u7684\u76ee\u5149\u3002<\/p>\n

\u4fdd\u9669\u4e70\u54ea\u5bb6\u597d?\u8fd9\u4e2a\u95ee\u9898\u6d89\u53ca\u5230\u54c1\u724c\u7684\u5386\u53f2\u6c89\u6dc0\u3001\u7406\u8d54\u670d\u52a1\u7b49\u591a\u4e2a\u56e0\u7d20\u3002\u60f3\u8981\u9009\u5230\u9760\u8c31\u7684\u4fdd\u9669\u516c\u53f8,\u4ee5\u4e0b4\u70b9\u4e00\u5b9a\u8981\u8003\u91cf\u3002<\/p>\n

1. \u80cc\u666f\u5b9e\u529b:<\/strong>\u5728\u9009\u62e9\u4fdd\u9669\u516c\u53f8\u65f6,\u9996\u5148\u8981\u8003\u8651\u7684\u662f\u5176\u80cc\u666f\u5b9e\u529b\u3002\u5b8f\u5229\u81ea1897\u5e74\u5728\u4e9a\u6d32\u5f00\u4e1a\u81f3\u4eca,\u5728\u9999\u6e2f\u5f00\u5c55\u4e1a\u52a1\u8d85\u8fc7125\u5e74,\u4e3a\u6e2f\u6fb3\u903e250\u4e07\u4f4d\u5ba2\u4eba\u63d0\u4f9b\u670d\u52a1,\u5927\u6982\u6bcf3\u4e2a\u9999\u6e2f\u4eba\u5c31\u67091\u4e2a\u662f\u5b8f\u5229\u5ba2\u6237,\u6210\u4e3a\u4e86\u5e02\u573a\u7684\u4e2d\u575a\u529b\u91cf\u3002\u4f5c\u4e3a\u9999\u6e2f\u6700\u5927\u7684\u5f3a\u79ef\u91d1(MPF)\u4f9b\u5e94\u5546\u4e4b\u4e00,\u5b8f\u5229\u5728\u9999\u6e2f\u4fdd\u9669\u5e02\u573a\u7684\u5730\u4f4d\u53ef\u8c13\u65e0\u53ef\u64bc\u52a8\u3002<\/p>\n

\"image.png\"<\/p>\n

2. \u4e1a\u7ee9\u60c5\u51b5:<\/strong>\u9009\u62e9\u4fdd\u9669\u516c\u53f8\u65f6,\u4e86\u89e3\u5176\u8fc7\u53bb\u7684\u4e1a\u7ee9\u548c\u589e\u957f\u8d8b\u52bf\u4e5f\u81f3\u5173\u91cd\u8981\u3002\u5b8f\u5229\u8fd1\u5e74\u6765\u7684\u4e1a\u7ee9\u8868\u73b0\u4ee4\u4eba\u77a9\u76ee,\u5176\u591a\u4e2a\u4ea7\u54c1\u7684\u5206\u7ea2\u5b9e\u73b0\u7387\u8fde\u7eed\u591a\u5e74\u7834\u767e\u3002\u6839\u636e\u6700\u65b0\u7684\u8d22\u62a5\u6570\u636e\u663e\u793a,\u5b8f\u5229\u4eca\u5e74\u7b2c\u4e09\u5b63\u5ea6\u7684\u5e74\u5316\u4fdd\u8d39(APE)\u9500\u552e\u989d\u8fbe\u523044\u4ebf\u6e2f\u5143,\u540c\u6bd4\u589e\u957f\u4e86173%\u3002\u5176\u6838\u5fc3\u76c8\u5229\u4e5f\u8fbe\u5230\u4e8620\u4ebf\u6e2f\u5143,\u540c\u6bd4\u589e\u957f34%\u3002\u8fd9\u4e9b\u4e1a\u7ee9\u4e0d\u4ec5\u8bc1\u660e\u4e86\u5b8f\u5229\u5728\u5e02\u573a\u4e0a\u7684\u5f3a\u52b2\u8868\u73b0,\u8fd8\u663e\u793a\u51fa\u5b83\u5728\u9762\u5bf9\u65e5\u76ca\u7ade\u4e89\u6fc0\u70c8\u7684\u5e02\u573a\u73af\u5883\u65f6,\u4f9d\u7136\u80fd\u591f\u4fdd\u6301\u7a33\u5065\u7684\u589e\u957f\u3002<\/p>\n

\"image.png\"<\/p>\n

3. \u507f\u4ed8\u80fd\u529b:<\/strong>\u5728\u4fdd\u9669\u884c\u4e1a\u4e2d,\u507f\u4ed8\u80fd\u529b\u662f\u8861\u91cf\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u80fd\u5426\u5c65\u884c\u627f\u8bfa\u3001\u5904\u7406\u7406\u8d54\u8bf7\u6c42\u7684\u5173\u952e\u56e0\u7d20\u3002\u5b8f\u5229\u7684\u507f\u4ed8\u80fd\u529b\u4e00\u76f4\u4fdd\u6301\u5728\u884c\u4e1a\u9886\u5148\u6c34\u5e73\u3002\u5b8f\u5229\u57282023\u5e74\u5171\u6279\u51fa\u8d85\u8fc751\u4ebf\u6e2f\u5143\u7684\u8d54\u507f\u989d,\u4e14\u7d22\u8d54\u6210\u529f\u7387\u9ad8\u8fbe94.84%\u3002\u8fd9\u79cd\u9ad8\u6548\u7684\u7406\u8d54\u80fd\u529b,\u4e0d\u4ec5\u786e\u4fdd\u4e86\u5ba2\u6237\u80fd\u591f\u5feb\u901f\u83b7\u5f97\u8d54\u507f,\u66f4\u8ba9\u6d88\u8d39\u8005\u5728\u9762\u5bf9\u91cd\u5927\u75be\u75c5\u6216\u7a81\u53d1\u5065\u5eb7\u95ee\u9898\u65f6,\u80fd\u771f\u6b63\u611f\u53d7\u5230\u4fdd\u9669\u7684\u4fdd\u969c\u4f5c\u7528\u3002<\/p>\n

4.\u53e3\u7891\u548c\u8363\u8a89:<\/strong>\u9009\u62e9\u4fdd\u9669\u516c\u53f8\u65f6,\u53e3\u7891\u548c\u884c\u4e1a\u8363\u8a89\u4e5f\u662f\u4e00\u4e2a\u91cd\u8981\u7684\u53c2\u8003\u6307\u6807\u3002\u5b8f\u5229\u57282024\u5e74\u798f\u5e03\u65af\u5168\u74032,000\u5f3a\u699c\u5355\u4e2d\u8dfb\u8eab\u524d200\u540d,\u4f4d\u5217\u7b2c197\u4f4d,\u5e76\u6210\u4e3a\u4e16\u754c\u6700\u4f73\u5bff\u9669\u516c\u53f8\u4e4b\u4e00\u3002\u66f4\u662f\u9999\u6e2f\u8fde\u7eed5\u5e74\u8749\u8054\u6700\u6ee1\u610f\u4fdd\u9669\u54c1\u724c\u548c\u6700\u53d7\u5ba2\u6236\u63a8\u8350\u4fdd\u9669\u54c1\u724c,\u6df1\u53d7\u5ba2\u6237\u4fe1\u8d56\u3002<\/p>\n

\"image.png\"<\/p>\n

\u9009\u62e9\u4fdd\u9669\u516c\u53f8\u65f6,\u9664\u4e86\u4ee5\u4e0a\u51e0\u70b9,\u8fd8\u9700\u8981\u770b\u5b83\u662f\u5426\u80fd\u63d0\u4f9b\u66f4\u4e3a\u4e2a\u6027\u5316\u3001\u4fbf\u6377\u7684\u670d\u52a1\u3002\u5b8f\u5229\u5728\u8fd9\u4e9b\u65b9\u9762\u4e5f\u8868\u73b0\u5f97\u76f8\u5f53\u51fa\u8272\u3002<\/p>\n

1. e-claims\u7cfb\u7edf\u7b80\u4fbf\u5feb\u6377:<\/strong>\u5bf9\u4e8e\u73b0\u4ee3\u6d88\u8d39\u8005\u6765\u8bf4,\u4fbf\u6377\u7684\u670d\u52a1\u65e0\u7591\u80fd\u5e26\u6765\u66f4\u597d\u7684\u4f53\u9a8c\u3002\u5b8f\u5229\u7684e-claims\u7f51\u4e0a\u7406\u8d54\u670d\u52a1\u4ee5\u5176\u9ad8\u6548\u4fbf\u6377\u8457\u79f0,\u5ba2\u6237\u53ea\u9700\u901a\u8fc7\u56db\u4e2a\u7b80\u5355\u6b65\u9aa4\u5373\u53ef\u63d0\u4ea4\u7406\u8d54\u7533\u8bf7\u3002\u5ba1\u6279\u8fc7\u7a0b\u6700\u5feb\u53ef\u5728\u51e0\u5206\u949f\u5185\u5b8c\u6210,\u5927\u5927\u8282\u7701\u4e86\u5ba2\u6237\u7684\u65f6\u95f4\u548c\u7cbe\u529b\u3002\u800c\u4e14,\u5b8f\u5229\u7684\u4f4f\u9662\u7406\u8d54\u91d1\u989d\u4e0d\u8bbe\u4e0a\u9650,\u7075\u6d3b\u6027\u548c\u9ad8\u6548\u6027\u65e0\u7591\u8ba9\u5ba2\u6237\u5728\u9762\u4e34\u9ad8\u989d\u533b\u7597\u8d39\u7528\u65f6\u66f4\u4e3a\u5b89\u5fc3\u3002<\/p>\n

\"image.png\"<\/p>\n

2. \u4e13\u4e1a\u533b\u62a4\u652f\u63f4:<\/strong>\u5b8f\u5229\u8fd8\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e86\u533b\u62a4\u4e13\u5458\u652f\u63f4\u670d\u52a1,\u4e0d\u4ec5\u4f1a\u4e3a\u5ba2\u6237\u63d0\u4f9b\u533b\u7597\u5efa\u8bae,\u8fd8\u4f1a\u5e2e\u52a9\u5ba2\u6237\u5904\u7406\u9884\u5148\u6279\u6838\u548c\u514d\u627e\u6570\u7684\u6d41\u7a0b,\u786e\u4fdd\u7406\u8d54\u987a\u5229\u8fdb\u884c\u3002\u533b\u62a4\u4e13\u5458\u8fd8\u4f1a\u79ef\u6781\u8ddf\u8fdb\u7406\u8d54\u8fdb\u5ea6,\u8ba9\u6574\u4e2a\u6cbb\u7597\u548c\u7406\u8d54\u8fc7\u7a0b\u66f4\u52a0\u987a\u7545\u65e0\u5fe7,\u5341\u5206\u8d34\u5fc3\u3002<\/p>\n

\u9009\u62e9\u9760\u8c31\u7684\u4fdd\u9669\u516c\u53f8,\u5173\u4e4e\u7740\u4e2a\u4eba\u548c\u5bb6\u5ead\u7684\u672a\u6765\u3002\u800c\u5728\u4f17\u591a\u9999\u6e2f\u4fdd\u9669\u516c\u53f8\u4e2d,\u5b8f\u5229\u51ed\u501f\u5176\u6df1\u539a\u7684\u54c1\u724c\u80cc\u666f\u3001\u7a33\u5065\u7684\u4e1a\u7ee9\u8868\u73b0\u548c\u5f3a\u5927\u7684\u507f\u4ed8\u80fd\u529b,\u6210\u4e3a\u4e86\u65e0\u6570\u6d88\u8d39\u8005\u7684\u4f18\u9009\u3002\u5728\u8003\u8651\u201c\u4fdd\u9669\u4e70\u54ea\u5bb6\u597d\u201d\u65f6,\u5b8f\u5229\u65e0\u7591\u662f\u4e00\u4e2a\u503c\u5f97\u4fe1\u8d56\u7684\u7b54\u6848!<\/p>\n","protected":false},"excerpt":{"rendered":"

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